At Kowops, we remain committed to the empowerment of the people in the countryside. We have seriously taken the responsibility to help those that have less in life.
It is for this reason that we have made a paradigm shift to distribute for free, the technologies of ICRM, our
core finance management system, to enable our Alternative Finance Institution (AFI) partners deliver cost-effective
electronic financial services to Micro, Small and Medium-sized Enterprise (MSME) members.
With ICRM, the digital divide is history. Individual and MSME members of the AFIs regardless of location enjoy
a level playing field with their counterparts worldwide.


